12 Ways Americans Could Save More Money in 2026
Many Americans overlook simple ways to cut costs or take advantage of available savings. From everyday discounts to new money-saving opportunities, there are plenty of ways to keep more cash in your wallet this year. Here’s a list of ideas worth exploring in 2026.
1. Get Discounts on Food Every Week
Are you trying to get a better deal on groceries or a cheap restaurant meal? You're in luck! Seniors can stretch their budget even further while still enjoying good cuisine thanks to the many retailers and restaurants that give special discounts to them. Here's where weekly food discounts can be found:
- Albertsons: Seniors 55 and over can receive a 10% discount on their total purchase on the first Wednesday of every month.
- Kohl’s: Every Wednesday, seniors 60 years of age and over can take advantage of Kohl's Senior Discount Day, which offers a 15% discount on purchases.
- Walgreens: Seniors 55 and older who sign up for the Balance Rewards program can receive up to 30% off their purchases every Tuesday.
- Fred Meyer: Seniors 55 and older receive a 10%–15% discount on a selection of departments on the first Tuesday of each month.
- McDonald’s: Are you craving something sweet? Seniors who are 55 years of age or older can get discounted coffee and drinks at select McDonald's restaurants.
- Subway: At certain locations, seniors 60 years of age and over are eligible for a 10% discount on their Subway purchases.
- Chilli’s: Seniors who are 55 years of age or over can receive a 10% discount on their meal.
Seniors may eat tasty meals and save money on their weekly shopping purchases with these amazing bargains. Take advantage of these offers to eat delicious food at a reduced cost.
2. Do You Pay For Car Insurance? Here's How You Could Save $727 Each Year
If you’re over the age of 35 and you're paying more than $40/month for car insurance, there’s a good chance you’re paying more than you need to. It’s quite common for this to occur, as a lot of people simply keep their same old policy in place… and those rates can creep up over time without really noticing.
Thanks to this free consumer service, a staggering number of drivers can take advantage of up to $727 in savings, which are available to them, most just don’t know about it! The free service is very easy to use and allows you to see instantly how much lower your new rate is.
Smart drivers check the rates every every 6 months to make sure they are getting the best deal possible. Click here to check if you qualify to save $727 each year on your car insurance.
3. Never Pay For Costly Home Repairs Out-of-Pocket Again
Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.
The good news is that there is now a new Home Warranty Program available for seniors that can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program. If they cannot fix it, they will replace it, its simple + saving seniors thousands.
4. New Service Helps Homeowners Get Brand New Windows At Lowest Prices
A new special website is helping thousands of homeowners get new windows this month at a low prices.
Homeowners should never have to pay full price for new windows again! Thanks to this new website you can get the top licensed and insured vendors in your area to compete for your business -- allowing you to secure the best available price in seconds.
Now you can get your windows replaced while saving thousands by securing special discounts, rebates, and incentives available in your area.
Every homeowner should check to see how cheap it is get new windows - especially those with windows that are more than 7 years old.
If you meet at least 2 of these requirements, you may be eligible for a huge benefit this month:
If You:
- Are a homeowner
- Your windows are more than 7 years old
- Live In A Qualified ZIP code
You could qualify to get brand new windows at low price and save money on your energy bills.
How Do I Check?
Simply visit this free website and answer a few questions!
5. Owe More Than $20,000 in Credit Card Debt or Personal Loans? Use This Brilliant Debt Relief Program
Because of the skyrocketing cost of living in the United States, more and more people are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your credit card balance can seem like a trap that you can't escape.
Here’s what credit card companies don’t want you to know: If you owe more than $20,000 in credit card debt, this proven debt relief program can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48 months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
So if you carry $20,000 or more in credit card debt or personal loans, click here to see if you qualify for reduced payments!
6. Unlock the potential to receive up to $185,000 for any purpose with the "FaCOP" Initiative!
Banks might not inform you, but they can't obstruct your access either…
Despite this, many homeowners remain unaware of the FHA Cash-Out Plan (FaCOP), a refinance program offering potential cash benefits of up to $185,000. It's an excellent opportunity to leverage your home equity for your chosen purposes. However, banks, fearing profit loss from high-interest loans, may prefer you remain uninformed until the program concludes.
Across the nation, homeowners are utilizing their home equity for diverse needs, from home renovations and business endeavors to debt settlement and dream vacations. The "cash-out" option enables this flexibility. With rising home values, savvy homeowners are seizing the chance to reclaim up to $185,000. Plus, eligibility checks are entirely free of charge.
While banks eagerly await the conclusion of the home equity program, experts advise homeowners to act promptly before potential pauses due to economic uncertainties. Once approved, you're locked in. Thus, if the idea of accessing up to $185,000 for your preferences appeals to you, it's crucial to verify your FaCOP eligibility now.
URGENT: Many homeowners could still benefit, yet some perceive FaCOP skeptically. Remember, FaCOP offers potential benefits of up to $185,000, and there's absolutely no cost to check your eligibility. Discover your potential benefits now.
How Do You Qualify?
- Step 1: Answer a brief set of questions below (takes just 60 seconds).
- Step 2: Receive and claim your cash-out offer! Click here to secure your new rate.
7. Homeowners Are Using This New Roof Replacement Service To Get a New Roof in 2026
Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home’s roof is an easy thing to put off “until next season,” especially since traditionally the cost could come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.
8. You May Qualify for Solar Panels This With Little to No Upfront Cost — Check in 60 Seconds
A new initiative is helping more homeowners switch to solar energy — with the goal of reducing carbon emissions and encouraging clean energy use across the country.
Through this program, eligible homeowners may access incentives or financing options that could significantly reduce or even eliminate the upfront cost of going solar.
While the broader mission is to promote clean energy, many homeowners are taking advantage of the potential savings — including the chance to lower their electricity bills over time.
Even if you're not focused on environmental benefits, you may still be able to benefit from this limited-time opportunity to install solar panels with little to no upfront cost, depending on your location and eligibility.
In some cases, qualifying homeowners could receive up to $8,517 in available incentives or rebates — depending on what's offered in your area.
This means you could potentially get solar panels installed without paying out of pocket, while also accessing financial incentives for making the switch to renewable energy.
Here’s how it works:
Just click the button below and take 60 seconds to answer a few questions about your home. If you qualify, you’ll be connected with a solar expert who can explain the available options in your area. You’ll be taking a step toward energy independence — and saving more each month.
How Can I See If I’m Eligible?
It’s quick and completely free to check your eligibility. Homeowners can find out in 60 seconds whether their ZIP code qualifies and whether they may be eligible to go solar with low or no upfront cost.
Simply answer a few questions to explore available programs in your area.
BEST DEAL: New Service Helps Homeowners Get Brand New Windows At Lowest Prices
A new special website is helping thousands of homeowners get new windows this month at a low price.
Homeowners should never have to pay full price for new windows again! Thanks to this new website you can get the top licensed and insured vendors in your area to compete for your business -- allowing you to secure the best available price in seconds.
Now you can get your windows replaced while saving thousands by securing special discounts, rebates, and incentives available in your area.
Every homeowner should check to see how cheap it is get new windows - especially those with windows that are more than 7 years old.
If you meet at least 2 of these requirements, you may be eligible for a huge benefit this month:
If You:
- Are a homeowner
- Your windows are more than 7 years old
- Live In A Qualified ZIP code
You could qualify to get brand new windows at a shockingly low price and save money on your energy bills.
How Do I Check?
Simply visit this free website and answer a few questions!
9. Seniors Are Replacing Their Home Insurance With This New Option
Your home represents some of the most significant financial commitments you'll ever make. However, it’s also highly susceptible to various risks. From water damage and injury liabilities to theft, having comprehensive insurance is crucial to safeguarding your home and family from financial downfalls. Homeowner insurance provides protection against a range of threats including wind damage, fire, vandalism, tornadoes, hurricanes, thunderstorms and other unexpected and stressful events. We've teamed up with a leading platform to help you find reliable homeowners insurance effortlessly.
By simply entering your zip code and some basic information, you can access the best rates from multiple insurers at no additional effort from your end.
Insider tip: If you’ve already paid your homeowners insurance premium for the year, switching to a new provider can typically result in a refund of any unused portion. This means there’s no better time to switch and start saving.
Discover how much you can save on your home insurance today »
10. Life Insurance Options Available for Americans Over 50
If you’re over 50, you may be eligible for a life insurance policy designed to help protect your loved ones and provide peace of mind. These policies can help cover final expenses, reduce the burden of outstanding debts, and offer financial support during a difficult time.
Depending on your situation, you could qualify without the need for a medical exam, and some applications can be completed quickly online.
If You:
- Are Currently a US Citizen/Resident
- Born Before 1975
- Live In A Qualified Zipcode
Checking your eligibility only takes a few minutes — and there’s no obligation to enroll.
11. Final Expense Coverage Options Now Available for Seniors
If you're between the ages of 50 and 85, you may now be eligible for a simplified final expense policy designed to help ease the financial burden on your loved ones. These policies are intended to assist with end-of-life costs, including funeral services and other related expenses.
Many people are unaware that these options exist — and qualifying may be easier than expected.
Have you considered how final expenses would be handled?
For many families, these unexpected costs can be challenging. Final expense coverage can help provide peace of mind knowing your loved ones won’t be left with additional responsibilities.
There’s no obligation, and checking your eligibility takes just a minute. Many seniors have already explored their options.
Click below to answer a few quick questions and check if you qualify for final expense coverage.