Personal Finance

A lot of money advice makes personal finance feel like a constant competition: optimize every decision, pick the best account, time the market, squeeze every bill. For many older Americans, that approach is exhausting and often unnecessary. What creates real security is usually much simpler:...

Helping Family Can Be Loving Without Becoming Financially Risky image
Downsizing Can Be a Fresh Start - If You Look Beyond the Price Tag image
Why People With Savings Still Feel Financially Unsafe image

Getting laid off can feel like the floor drops out from under you. Even if you have savings, the uncertainty can trigger rushed decisions—like draining retirement accounts, racking up credit cards, or ignoring important paperwork. Career counselor–turned-coach advice tends to be consistent...

Did you just notice your paycheck amount changing as we move into the new year? You're not imagining things. January 2026 brings several changes that will affect how much money lands in your bank account compared to December's deposit.Understanding these changes can help you plan your budget...

Usually, we’d never recommend withdrawing savings from your retirement funds until you come of age. But, in certain circumstances, it makes sense to access your money early. Traditionally, the IRS will allow you to withdraw funds after you turn 59½ years of age. However, accessing money...

Getting laid off can be a huge shock to your system, but don’t start pulling your hair out just yet. Psychologist Dr. Melanie Greenberg recommends focusing on two important tasks: looking for a new job or career path and caring for your emotional and psychological health. Here are 4 strategies...