For many homeowners—especially seniors—paying off the mortgage sooner can mean lower monthly stress and more freedom in retirement. The good news is you don’t have to make huge extra payments to speed things up. A few small, consistent strategies can reduce interest costs and shorten...
Insurers are paying closer attention to roofs because roof claims are expensive and weather events are hitting more frequently in some regions. A roof that is older or visibly worn can be seen as a higher risk, not necessarily because it’s guaranteed to fail, but because it’s more likely...
People commonly assume that if they have car insurance, they’re protected from anything that happens on the road. But policies are made up of different coverages, and each coverage handles a different type of cost. Some cover damage you cause to others, some cover damage to your own car,...
A mortgage is a loan used to buy or keep a home, paid back in monthly payments over time. For many people, it’s the biggest financial commitment they’ll ever make, so small details—rate type, fees, and loan terms—can cost (or save) thousands. The good news is that once you understand...
Insurance is easiest to understand when you stop thinking of it as “another bill” and start thinking of it as a shield against the costs you couldn’t comfortably pay on your own. For older Americans, that usually means protecting what you’ve built—your home, your savings, and...